Often when we talk about affordability, the subject of money comes into mind and discussion. We tend to place a value on money, and only money. This itself is a problem and a blindside.dddddd

I have always thought that the idea about money being the root of evil being a flawed statement. Robert Kiyosaki goes on to argue in Rich Dad Poor Dad that it is the lack of money that is the root of all evil. I happen to agree the age old saying that it is theĀ love of money that is the root of all evil. So no, I am not about to argue that we do not need money. We do. The more the better, but that also comes in first learning how to work with money. But this will be for another story, another day.

However, there is often something that is seldom related with affordability, or even it is, it is often overlooked or unnoticed whenever someone did – whether consciously or not – mention it. And that is time. The affordability of time.

I have been recently caught in a dilemma to choose between money and time. You just have to make mutual exclusions when there just is one of you and only 24 hours in a day. Hence I make no bones about it, that I am meanwhile at a point that I cannot take two slices of cake. I need to take just one for now, until I get a bigger plate, or develop a bigger appetite.

At face value, it often seems that it is a no brainer to go for the money. Money, however, does not grow on trees. Effort and (aha) time have to be put in (even if it does grow on trees, you’ll have to plant, water and nurture it – effort and time). If we view money, effort and time as bank accounts, we will be able to see quite quickly that each one of them has to address the question about affordability.

(Yes, affordability of effort/energy needs to be considered too. I’ll probably leave this discussion for another day.)

At some point, we will stretch ourselves to the maximum capacity. There are just 24 hours in a day, and as we get older (hint: we will, and we are getting older), depleting energy level eats into the affordability of time, and we get less and less productive. Not unless we develop techniques and systems that scale all three – effort, money and time.

What makes us better users of time? I happen to agree that there really isn’t much of time management anyone can do because we don’t manage time, we manage activities. Like how we stock take our expenses, we can look at our time expenses and reduce unnecessary time drainers with an objective of certain outcomes in mind that you know you need time for:

  1. study
  2. experimentation
  3. research and discussions
  4. exercise (for the purpose of scaling on effort and energy)
  5. rest (often neglected)

Well, just to name a few things.

And most certainly, sacrifices are required. Some activities to be dropped really don’t count as sacrifices, really, like bingeing on television, gossip, moping about, napping too much. Then there are relationships we have to ensure adds value to everyone involved, there are some relationships we have to keep at hand’s lengths, and there are relationships to completely cut off.

You see, we only live once, and the time account in our life bank depletes by the second. The trouble is, we also haveĀ no idea at all what the balance is in the time account. Based on past performance of most indicators, we may have a lot in the balance, but it also means that if we do not plan and live in accordance to our values, it would be one long life of misery and purposelessness. If we happen to fall into the invisible category of a very short balance, can we imagine how much unfulfilled intentions and what could have been valuable and beautiful outcomes for the people around you?